Funding
Understanding your care options and financial support.
Treating your family like our own means offering clear, honest guidance at every stage. We are here to help you understand the costs, explore available financial support, and find a care option that works for your family.
Funding Options
Securing the right financial support for your care
Navigating how to fund home care can feel complicated, but there are several pathways available to help cover or reduce costs. Depending on your financial situation and care requirements, you may be eligible for state-backed support, or you may choose to fund your care privately. We work closely with families and local authorities to make the process as straightforward as possible.
Local Authority Funding
If you or your loved one has savings and assets below the UK capital threshold, your local council may pay for some or all of your home care costs. This typically begins with a formal Care Needs Assessment and a financial means test.
Direct Payments & Personal Budgets
If you qualify for council funding, you can request your budget via 'Direct Payments'. This gives you the cash directly, allowing you to choose and manage Supporting Care as your preferred provider yourself, giving you total control.
NHS Continuing Healthcare (CHC)
For individuals with complex, intense, or unpredictable healthcare needs, care can sometimes be funded 100% by the NHS. This is not means-tested, meaning your personal savings are not looked at, and it covers the full cost of your home support.
Private Self-Funding
If you do not qualify for public funding, you can choose to pay for your home care privately. We offer completely transparent hourly and live-in rates, allowing you to build a customised care plan that fits your family's budget without any hidden fees.
Finding the right funding option doesn't have to be overwhelming. Speak to us today for friendly, honest advice.
Funding Care In Your
Own Home
Understanding the Care Assessment Process
Every individual's care needs are assessed independently by their local authority, though the specific department or team managing this can vary depending on your area. Many families initially assume that high-quality care at home will be beyond their financial means. However, by exploring the available resources and seeking the right guidance, the options become much easier to navigate, often making independent living at home a fully achievable option.
Transparent Pricing Tailored to Your Area
To find out more about local care costs, please contact Supporting Care directly on 020 7538 1010. Our team is here to provide a complete, transparent breakdown of our services, bespoke care packages, and the specific rates available in your local area.
State
Funding
Government Financial Support
You may be eligible to receive financial assistance from the government to help cover the cost of home care. Everyone has the right to request a free Care Needs Assessment from their local social services department. This process typically includes a community care assessment alongside a means-tested financial review to determine if you qualify for state-backed funding.
The Freedom to Choose Your Provider
It is important to know that even if you qualify for local authority funding, you are under no obligation to use the care providers chosen by social services. You have the right to request your budget via Direct Payments at any time, giving you the complete independence and freedom to select your preferred care agency.
Direct
Payments
Managing Direct Payments
Securing funding for home care requires a clear understanding of how payments are structured and ensuring they are managed efficiently. If a local authority assessment confirms that you require care services, you will often be offered Direct Payments automatically. If they are not immediately offered, you retain the legal right to request them at any time. Under this arrangement, your local council provides the funds directly to you, giving you the financial freedom to select your own care provider and remain independent at home.
A Growing Focus on Individual Choice
The government actively encourages the use of Direct Payments due to the immense flexibility and control they offer to families. If you are eligible for social care funding, your local council is legally duty-bound to offer you Direct Payments as a priority option, ensuring you retain the power to make your own choices rather than having decisions made on your behalf.
CONTACT US TODAY TO FIND OUT MORE ABOUT YOUR OPTIONS
Location
19 Morris Road London, E14 6FF
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